- Industry: Financial services
- Number of terms: 10107
- Number of blossaries: 0
- Company Profile:
The following accounts are eligible retirement accounts for Merrill Lynch Direct: IRA, IRA Rollover (IRRA), and Roth IRA.
'''Individual Retirement Account (IRA)'''
The traditional IRA permits individuals to make annual contributions of up to $3,000 (effective for 2002) or 100% of earned income, whichever is less. Contributions may be tax deductible (if certain conditions are met). Amounts contributed and earnings grow tax-deferred, and are not subject to ordinary income tax until withdrawn. Beginning in 2002, individuals age 50 and over, are permitted to make additional "catch-up" contributions in the amount of $500. Required minimum distributions apply once an individual reaches age 70 ½. Distributions prior to age 59 ½ are subject to a penalty, unless an exception applies.
'''Individual Retirement Rollover Account (IRRA)'''
The IRRA is a traditional IRA that holds part or all of a distribution received from a qualified plan. This account is appropriate for individuals who wish to maintain a separate IRA for those assets, which were previously distributed from a qualified plan .
'''Roth Individual Retirement Account (IRA)'''
The Roth IRA permits individuals to make non-deductible, annual contributions of up to $3,000 (effective for 2002) or 100% of earned income, if less. Married couples filing jointly can contribute up to $6,000 (or 100% of earned income, if less). Contribution limits may be further reduced if modified adjusted gross income (MAGI) is above certain amounts and eligibility to make Roth IRA contributions phases out depending on MAGI levels. Beginning in 2002, individuals age 50 and over are permitted to make additional "catch-up" contributions in the amount of $500. Additional restrictions apply if contributions are also made to a traditional IRA. While your annual contribution is not deductible, any earnings grow advantaged, which can help produce a greater total return over the long term. After five years, withdrawals taken at retirement or for other qualified purposes may be tax-free.
Industry:Financial services
オープンエンド投資信託の単一の共有の市場価値。それは、その資産からの資金の負債を差し引いた後発行済株式数で結果を割ることによって計算されます。
Industry:Financial services
パフォーマンスの指標は、決定期間中に生成されます。投資信託は、暦年ベースでの目論見書でリターンを開示する必要があります前と税引き後の年間平均のリターンを含む設定期間、年間平均に基づいて。
Industry:Financial services
純資産価値は、オープンエンド投資信託の単一の共有の市場価値を表しています。それは、その資産からの資金の負債を差し引いた後発行済株式数で結果を割ることによって計算されます。
Industry:Financial services
説明は、それは成熟で、対象コールオプションの年率リターンが割り当てられている場合。戻り値が定義されているメーカー：（オプションプレミアム+プラス（ストライクプライス場合 - 市場価格））/市場価格。年率リターンは12でリターンを乗じて、成熟（切り上げ）を左の月数で割ることによって決定されます。
Industry:Financial services
また、オプションのプレミアムを、購入または売却するセキュリティを将来の指定された価格で、右のオプション契約の買い手が支払う価格と呼ばれる。
Industry:Financial services
